Financing

There comes a time when homeowners decide to remodel their properties, whether to enhance comfort or increase resale value. One of the biggest challenges they face is securing the right financing to bring their ideas to life.

At Ambiance, we believe that everyone should have the opportunity to make their dream home a reality. That’s why we offer a variety of flexible financing options for our clients. With plans that require no down payment, no payments for up to 12 months, and long-term repayment terms of up to 30 years, we have a solution to fit every need. Below is a quick overview of the financing partners we work with.

ENERBANK FINANCING OPTION

Ambiance offers 100% financing for your home remodeling project through EnerBank. With unsecured loans, no collateral is required, and there are no property liens to worry about. The APR rates are fixed for the duration of the loan, and your funds are backed by the FDIC. To learn more about EnerBank financing, click here.

HERO FINANCING PLANS

If you're planning energy-efficient or water-saving upgrades for your home, you can apply for a loan through HERO and receive approval within minutes. Say goodbye to waiting weeks for funding to start your kitchen, bathroom, or outdoor remodel. HERO offers flexible plans, allowing you to choose the terms that work best for you, and you can even use your property taxes to make payments. To learn more about HERO financing, click here.

CALIFORNIA FIRST FINANCING

Need a loan with no money down? California FIRST is an excellent choice. This program funds home remodeling projects focused on energy efficiency, water conservation, and renewable energy upgrades. Loan terms range from five to 30 years, and payments are made through your property taxes. Best of all, there’s no prepayment penalty, and the loan won’t appear on your credit report. To learn more about California FIRST financing, click here.

WHY GO WITH OUR FINANCING OPTION

There are a few common ways to fund a home remodeling project: saving money, borrowing from family and friends, taking out a bank loan, or refinancing your home. The financing options we offer provide some of the best APR rates and flexible payment plans available, compared to other financial institutions. Plus, it’s much faster than using your own savings or applying for a traditional bank loan.

If you're looking to remodel your home with eco-friendliness in mind, why not choose a loan tailored to your needs? Call IN2 Ambiance today to see how we can help turn your home renovation into a reality.

8334622624

We offer several financing programs for energy efficient projects. No Credit checks , no FICO score requirments. Minimum effort needed on your part we apply for you and receive confirmation within minutes.

• 100% financing
• Tax Deductions & rebates available
• Conserve Energy
• Easy application process

CONTACT US TO DISCUSS YOUR OPTIONS

Build an ADU & Receive a Grant for up to $40,000

California is committed to helping homeowners build Accessory Dwelling Units (ADUs) on their property through the CalHFA ADU Grant Program. This program offers qualified borrowers a grant of up to $40,000 to cover pre-development costs associated with the construction of an ADU.

The What & Why of an ADU

An Accessory Dwelling Unit (ADU) is an additional housing unit built on a single-family residential lot. ADUs are often referred to as granny flats, casitas, converted garages, backyard cottages, in-law units, pool houses, or simply secondary units. These extra spaces can be used as independent living areas for family members, such as parents, grandparents, or adult children. They can also serve as rental units, offering the potential for supplemental income—sometimes even enough to cover mortgage payments. When designed and built properly, detached ADUs can increase a property's value by 20-30% after completion.

California Housing Shortage

Now is the right time to take advantage of this incredible grant of up to $40,000 through CalHFA. With rents in California increasing at an average of 8.86% per year since 1980, adding an ADU could be the best investment a homeowner can make.